Mortgages and Real Estate

Real estate appears to be rebounding slowly but surely. There’s even a push from government regulators to lower the down payment requirements for new mortgages. New analysis shows few borrowers are granted 3 percent to 5 percent down payment loans on their homes, and those…

How Year-End Politics May Affect You

The changing of the guard in Congress has begun: out with the old, in with the new. As the GOP prepares to take a majority presence in both the House and Senate, one question looms: Are we in for even more gridlock moving forward? It…

Sleigh Bells Ring

The holiday season kicked off early this year, with a big winter storm in parts of the country. Beautiful, yet treacherous, photographs emerged of cars and neighborhoods entirely submerged in snow; roofs, windows and doors collapsing from the weight of the precipitous precipitation, and once…

Give Thanks. The Grass is Greener Here.

As we enter this holiday season, it’s worth taking a look at your individual circumstances and gauging whether your financial situation is stronger than it was last year, three years ago or five years ago. We can all find reasons to gripe about one thing…

Small Business, Small Incomes

Large corporations in America have only been around about 13 decades. Before then, America was built on the backs of small business owners. Larger companies started to take root in the mid-19th century, led by railroads and industrial firms. Small business owners took a hit…