What’s That You Say?

People are notorious for saying things they don’t actually mean, particularly during an argument. On the flip side, saying things that have a different meaning than what’s intended is human nature and often the cause of an argument in the first place. After all, no…

Overthinking Retirement Income Planning

You can’t pick up a newspaper or magazine or scan Internet headlines today without seeing something about the challenges of retirement and new surveys about how unprepared people are. Yes, it’s a concern. But consider for a moment that, really, it’s a personal one. You…

Bad Behavior

Five of the world’s biggest banks recently pleaded guilty to colluding to manipulate currency and interest rate markets. Apparently, by agreeing not to buy or sell at certain times, the traders protected each other’s positions and suppressed competition in the foreign exchange market. Collectively, these…

The Business of Risk

Cyber threats have created an interesting conundrum in which the criminal perpetrators are frequently more tech savvy than those responsible for preventing their crimes or apprehending them. And the situation, at the moment, doesn’t really show signs of improving. Several national security experts recently issued…